Payment Protection

Payment Protection Insurance (PPI) is a valuable type of cover, but one which has received some pretty bad press recently due to allegations of practices over the previous decade or so by lenders, banks & credit card providers 'bundling' it together with loans or credit, often at extortionate premium rates and/or as a lump-sum single premium for several years cover added up-front to the loan and attracting further interest costs.

But enough bad news, the good news is that you may be able to reduce your costs if you have PPI cover on your loans and credit cards by taking out a single policy for the total amount of cover required at a much lower rate. (if you paid for several years cover up front on a loan with a single premium payment you can often get the unused portion refunded to you when cancelling, or in some case the whole amount).

Whether you need Mortgage Payment Protection Insurance, Loan Payment Protection Insurance or Income Protection Insurance to replace your entire take-home pay if you are not working due to accident, sickness or unemployment, we can provide the best and most competitively priced PPI products in the market, so click on the appropriate link above for an instant online quote with instant cover available.